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At One we believe hardworking people deserve a banking service designed for them and the relationships they value most.

Company Description

We’ve been rebuilding the primary elements of banking – saving, spending, borrowing, and sharing – and combining them in an all-in-One account. Accessible — Equal access to high-yield savings rates and affordable credit that grows.
At One, we are:
Transparent—Deliver open and timely communications.

Adaptable — Listen, collaborate, improve. Repeat.

Grit — Ready to take on the day’s challenge.

Authentic — Remove fees, fine print, and complex systems.

Supportive — Connect with customers and each other.

Key features include:

  • Customers get paid up to 2 days early with direct deposit
  • Customers earn 3% cash back at Walmart, and other cash back offers at select merchants
  • Up to $200 overdraft protection
  • No monthly fees or minimum balances
  • Pay autosave
  • 55,000 ATMs nationwide